Q: I thought my
judgment was an order for the debtor to pay? Isn't the debtor
breaking the law by not paying me?
A: Unfortunately it is not against
the law to owe money. We do not have debtor's prison anymore.
And if your debtor were in jail, it would be more difficult for
us to collect. We want the debtor working, making money, saving
money, and making purchases so that we can (surprise!) take them
all to help pay his/her debts.
Q: Are you a collection
agency?
A: We are not a collection agency.
Collection agencies process debts in bulk. They send out thousands
of nasty letters and call debtors to try to get them to pay.
We are different. We actually "take
assignment" on your judgment. Then we have the authority
to pull credit reports, conduct thorough asset investigations,
including surveillance, bank locates and more, and even bring
your debtor back into court. Our cases are treated individually
and expertly. We are not afraid to put out money for enforcement
procedures. And we have resources that collection agencies will
never have.
Q: Can I use an
attorney?
A: Yes you can. However, an attorney will charge an hourly fee
of $175 to $250 per hour. Also, while many attorneys are skilled
at getting judgments, most are not familiar with effective post-judgment
strategies.
Q: But how much will it
cost me, really?
A: It costs you absolutely nothing. We advance all costs. If
there are additional court expenses, we petition the court to
add these to the judgment. We work with attorneys at no cost
to you. In short: We spend the time and the money. If we don't
collect, it still costs you nothing.
Q. Can you guarantee that
you'll collect the money judgment?
A: There are no guarantees, except
that we will make our strongest effort. We use every strategy
to collect, including pursuing assets of spouses and even a former
spouse, and when appropriate, add debtors to your judgment on "alter
ego theory". If your debtor files for Bankruptcy, not all
is lost. When appropriate, we will fight the debtor's bankruptcy
in order to get the judgment non-discharged.
Q. How long is my judgment
good for?
A: If you are in California, a judgment
is good for an initial 10 years, and can be renewed indefinitely.
It is also collecting 10% interest per year. Other states may
vary from 7 to 25 years.
Q. Okay, what should I do
now?
A: Call us or submit your
information on the form provided on the website and our investigative
team will conduct a confidential no-cost assessment of your judgment.
This usually takes between 24 and 48 hours. then we will contact
you with the results, and discuss our strategies. |
Fax: 877-846-3608 